Top 12 Budgeting Apps For Android & iOS

Budgeting has a really vital role on the way to financial independence. And this lockdown has clearly portrayed the underlying importance of maintaining a budget. Right from the top level multinational companies to the normal household everybody requires a budget to sustain. Budget not only provides perception of where the money is going but also assists in suppressing unnecessary expenses. Budget is especially based on a straightforward line “Failing to plan is planning to fail.”

Keeping this in mind let’s have a look at some of the dopest apps which aids effective budgeting. These apps scraps the tedious and monotonous methodology of making a budget and uses modern technology instead.

Budget apps connect your financial account at one place and help you to manage all your expenses. In this busy schedule nobody have more time to check all of their bank account one by one. Sometime we all miss most payments and forget your monthly budget and expenses. In this case budgeting apps help us. You can simply read this article and get best 12 budgeting apps for android and iOS device. You can simply pick one from them according to your use and enjoy to manage all your budget at one place.

Top 12 Budgeting Apps For Android & iOS

  1. Goodbudget

    GoodbudgetThe Goodbudget app is probably the most hot picked apps these days because it helps allocate personal finances. The app focuses only on ‘needs’ of an individual and helps manage them. The app allows you to put in your annual income and list all your expenses. With experience and all the expert guidance you’ll be shown estimated amounts to contribute to each. The app comes with a free and paid plan. The paid plan costs $7 per month and $60 for full year subscription. The users find the app very compatible and simple to use. Especially as it secures your budget it has gained importance.

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  2. PocketGuard

    PocketGuardThe Pocket Guard app is claimed to be probably the most prime apps for the over spenders and provides personal finance information too. The most salient feature is that it helps them minimize and improve the expenses and motivates them to save efficiently. Not only the app apprises you when you overspend but also has blogs which helps you find out about money management.

    The premium subscription is for $4.99 monthly and $34.99 yearly. The free version is also available but they demand $2 on monthly basis for the maintenance. Another mind blowing feature embedded in the app is that you can track your cash transactions owing to the PocketGuard Plus facility. It provides you insights on where you can save and where you have been spending.

    Download From PlayStore Download From iTunes

  3. Prism

    PrismThe Prism app acts as a financial manager which keeps accounts of your expenses and income at the same time. Here you just need to login with your credentials and the app does the rest. In Spite of having so much private information the app has the highest level of privacy maintained and there can’t be a security breach in that for sure.

    The app focuses on paying your bills on time which finally helps you ameliorate your credit score. You can even use it as bill reminder apps to get bill payment reminder at time. The app is completely free so it’s a win-win situation for you wherein you can use the app without privacy breach and cope up with your finances that too freed from cost. It also permits you to choose by paying from debit card, credit card or directly from your bank account.

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  4. Mint

    MintThe Mint app is peculiar from the others owing to its notable features. While other apps just provide insights about your budget this budgeting app notifies you when you overspend. Additionally, it reminds you of all the dues and bills which are to be paid. Not only this but also you can create your saving goals and have a track on the investments. To make you financially literate there are even blogs related to the same. Along with all these amenities you also get calculator app option for a home affordability calculator and a loan repayment calculator. You can enjoy all these perks too without paying a single penny!

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  5. Dollarbird

    DollarbirdThis app has a slight edge over the others as Dollarbird focuses on daily cash management which is unlike others. Ultimately, you can monitor your expenses together with your cash flow. Whenever there’s an expense or an income the balance gets affected automatically. The login for the app is uncomplicated. For logging in you only need to put in your sources of income after that you need to enter your salary and other recurring transactions.

    After this procedure you need to continuously put your transactions made in everyday life and then the AI app option in the app will allocate your expenses into particular expenses. There is a feature which lets you project your balances for a whole year. The app comes in 3 forms ie. The Free Plan which is free, The Pro Plan comprises additional perks at $25.99 per year or $2.17 monthly. Last but not the least is The Business Plan which puts forward the financial tracking and suggests plans for the business enterprises.

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  6. Albert

    AlbertThe Albert app furnishes the potential budgeting apps to track your expenses and when will your expenses go over the existing amount of money. Manage all the banking, saving budgeting and investing activities at your fingertips in a single app. By availing the mobile banking facility you can directly invest the amount received from the paycheck and you can get additional $250 from the next paycheck without any hustle. Also, it finds effective measures on where and how you can save your hard-earned money. Additionally, the app lets you set up a diversified portfolio by investing in stocks. Experienced oracles will assist you in making your money in a wiser way. Thanks to the app’s edge cutting high security your vital details will at all times be intact.

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  7. Acorns

    AcornsThe Acorns app is a must for those who can’t can’t save an enormous chunk of money. Basically the teenagers of this generation and also the tech savvy ones. The app roughly evaluates your expenses and invests the remaining by itself. The superiority of this is that the amount invested is very millennial so there isn’t much at stake.

    Also, the risk factor is minimized owing to the portfolios which are designed and chosen by the experts. The investment will be only made in the companies which are socially responsible and have commitment. Not only this but also this loan app lets you find out about investing. The minimum sum for investing is just a meagre $5.

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  8. YNAB (You Need A Budget)

    YNABYNAB is the app to consider if you’re struggling to find the correct balance between expenses and income. Each of your dollars will be categorized and it is going to be predetermined where your money will be spent in the near future. The security is of utmost importance so the threat of forwarding the date to a third party is impossible. The process of linking the date can be done manually or even automatically. Another exceptional feature is that the app comes with a 34 day free trial. The users have an option of either choosing the $11.99 per month subscription or a yearly subscription worth $84. And as per the research every penny spent on the app is worth it!

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  9. Monefy

    MonefyMonefy is a user-friendly and very efficient budgeting apps for handling personal finances. The app is effortless to use as you choose the add for a new income and subtract for an expense. One can understand their cash flow with the help of uncomplicated and very leading diagrams and graphs. Also, there are many other features which can give great value to the user. The inbuilt calculator, budget modem and multi-currency support are some of those. You can even use it as money management apps to manage your expenses. Another noteworthy thing is that the app is compatible enough for Android in addition to IOS.

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  10. Spendee

    SpendeeSpendee is a personal finance management app which shows where your money goes and where it can be saved. The app has all in one device management for all of your financial statements and cryptocurrencies. The app shows the percentage of the amount which is used for bearing several expenses. Not only this but also the app has personalised notifications for sending the reminders for paying the bills on the due date. Your spending habits will be monitored and portrayed in the form of charts and graphs to make it practicable. The three types of accounts are available which are Spendee free which is completely free. Spendee Plus charges for $14.99 yearly and the last option is Spendee Premium costing $22.99.

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  11. Honeydue

    HoneydueThis app is the most apt for the couples who share their finances and love keeping their track. The customer data is secured and chary. The app has given the provision for chatting with your partner with regard to the payment of the bills using online payment apps. Also, a notification pops up every time there’s a bill payment done to avoid any fraudulent and discriminatory means. Along with transparency this app provides certain provisions wherein you can keep some of the expenses unrevealed and confidential. The couples can have access to a free debit card with a joint bank account which is easily amalgamated into the app.

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  12. Fudget

    FudgetThe most dope thing about this budgeting app is that one doesn’t need a money management degree to understand the functioning of the app. Saving money could never become too easy, particularly thanks to the Fudget app! Add or subtract any of the expenses or incomes with a single tap. You can opt from 8 incredible color schemes whichever you like. There is no curtailment in the time for time. You can use it on a weekly, monthly or yearly basis. The app keeps your account and private finance intact and you can go for diverse currency symbols while budgeting.

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All the above mentioned budgeting apps have a free version in addition to the paid version. Endeavor and find out which one suits you and your exigency the best. We hope you find your ideal app and allocate your budget efficiently!